How to Get Hired by Top Insurance Companies as an Adjuster

Breaking into the insurance adjusting industry—and securing a job with a top-tier insurance company—takes more than just a license. Companies want adjusters who have the right mix of certifications, skills, experience, and industry connections.

Whether you're new to the field or aiming for high-paying assignments with major carriers, this guide will help you stand out as a top candidate.

1. Get the Right Licensing and Certifications

Before you can start working as an insurance adjuster, you’ll need to meet state licensing requirements. Some states—like Florida and Texas—require an adjuster’s license, while others do not. To maximize job opportunities, consider getting a license from a state with reciprocity, such as Texas, which allows you to work in multiple states without taking extra exams.

To boost your credibility and increase job prospects, pursue specialized certifications, such as:

✅ Xactimate Certification – Essential for property adjusters, as Xactimate is the industry-standard estimating software.

✅ NFIP Certification – Required for handling flood claims under the National Flood Insurance Program.

✅ HAAG Certification – Ideal for adjusters assessing storm damage to roofs.

The more certifications you have, the more valuable you’ll be to top insurance companies.

2. Gain Experience Through Independent Adjusting Firms

Most major insurance companies don’t hire adjusters directly. Instead, they contract with independent adjusting (IA) firms to handle claims. To get noticed by top carriers, start by applying to well-known IA firms, including:

• Pilot Catastrophe

• Eberl Claims Service

• Crawford & Company

• Worley

• Renfroe

By working claims for these firms, you’ll gain experience, build your reputation, and unlock opportunities for higher-paying, more consistent work with top-tier carriers.

3. Network with Industry Professionals

In the adjusting world, networking is key. Many job opportunities aren’t advertised publicly, so you’ll need to stay connected to hear about the best gigs.

🔹 Join Adjuster Groups – Facebook groups, LinkedIn communities, and forums like CADO (Catastrophe Adjuster’s Online) can help you stay updated on hiring opportunities.
🔹 Attend Conferences – Events like the National Association of Catastrophe Adjusters (NACA) Conference are great for meeting industry leaders and recruiters.
🔹 Connect with IA Firm Recruiters – Stay in touch with recruiters at IA firms, as they can place you in high-profile deployments.

4. Strengthen Your Resume and Skills

Insurance companies look for adjusters who are skilled, efficient, and great at customer service. To make your resume stand out, highlight:

✔️ Your adjuster license(s) and certifications
✔️ Experience handling claims for major insurance carriers through IA firms
✔️ Xactimate proficiency and other technical skills
✔️ Soft skills like negotiation, attention to detail, and empathy for policyholders

A polished resume and professional LinkedIn profile can help you secure better assignments.

5. Be Ready for Catastrophe Deployments

Some of the highest-paying adjuster opportunities come from catastrophe (CAT) deployments after hurricanes, wildfires, and other disasters. To be first in line for these assignments:

-Keep a go-bag ready with all your necessary equipment.
-Make sure your licenses and certifications are up to date.
-Stay in touch with IA firm managers so they know you’re available.

Being proactive and deployment-ready will set you apart from other adjusters.

Landing a job with a top insurance company requires licensing, experience, networking, and technical skills. By positioning yourself as a knowledgeable and reliable adjuster, you’ll increase your chances of getting high-paying assignments with major carriers.

Start building your reputation today, and soon, you’ll be in high demand for top-tier opportunities!